Do you need a cash loan?

14 May 2008

Cash loan applications are fast and convenient which can sometimes lead to abuse and long term debt. A credit card is generally more useful for frequent credit than a cash loan, and potentially should cost less. If you've been using a cash loan frequently, you've probably become aware that it can lead to a cycle of debt. Overuse of credit will usually lead to financial stress, so think carefully about whether you need a cash loan before you take one out. Emergency expenses such as medical bills or vital grocery shopping will generally mean a cash loan should be considered, but if you need one for casual shopping it's harder to justify.

If you want a cash loan from an excellent lender, choose Cash Doctors. You can get up to $600 in as little time as an hour deposited directly into your bank account thanks to their payday loan solutions. All you need to do is fill in a simple application form and then organise communication between your paymaster and Cash Doctors. The details you provided in your application are confirmed with your paymaster and then you merely need to wait for approval. The funds are transferred to your nominated bank account within an hour of approval.

There are a few things you must ensure to be eligible for a Cash Doctors payday loan. You must have been employed for at least the past three months. Your net income each week must exceed a minimum of $400 after rent and mortgage payments have been calculated into your pay check. Due to the erratic payment nature of self-employed work, self-employed individuals cannot be approved for a payday loan.

Please visit our payday loans and cash advance loans pages, or our comparison pages, for more information and to apply with Cash Doctors for a quick cash loan.


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To be eligible, you need to be employed for at least 3 months and earn at least $400 a week. If you think you qualify, then apply now or find out more.